Yes! The title says it all. I put $4000 towards my debt this year. Yes, it's a crazy amount. No, it's not a trick. Yes, it did take a lot of work. A couple of years ago, prior to me getting my own apartment, I did something similar - I was able to save enough to pay off all debts and have enough to put down 3 months rent and security deposit. I had wonderful financial independence and money in the bank to furnish my place as I pleased. But what happened to that 'freedom' was that in the back of my mind I saw the saved money as a cushion. Which it should, but it shouldn't be a readily available cushion. It should be that emergency cushion. The one you rely on after falling 100ft with ...
